Loss Assessor in Ballinasloe and East Galway
Ballinasloe sits on the Suck, and a good share of the work we do here follows water — river flooding, surface flooding on the callows, and storm damage to farm buildings on exposed ground. We prepare and negotiate those claims for property owners across east Galway.
Flood claims are rarely simple
Insurers treat flood differently to almost any other peril. Cover may be limited, excesses are often higher, and the question of whether water entered as flood, as storm damage or as escape of water can change what you are paid. That distinction is a matter of evidence and policy wording, and it is worth having somebody read the policy properly before you accept a position on it.
Farm and agricultural damage
Slatted sheds, hay barns, milking parlours and machinery housing take the worst of a storm, and the cost of putting a roof back on an agricultural building has risen sharply. Alongside the structure there is often consequential loss that goes unclaimed: contaminated feed, damaged fencing, livestock losses, and the cost of housing animals elsewhere while repairs are carried out. We quantify all of it.
Houses and businesses in the town
Escape of water from burst pipes, fire and smoke damage, accidental damage, subsidence and impact damage to shopfronts. For commercial premises we also assess business interruption — the trading you lost while closed — which is frequently the largest part of a claim and the part most often left out of a first offer.
Areas we attend
Ballinasloe, Aughrim, Kilconnell, Ahascragh, Ballygar, Mountbellew, Moylough, Menlough, Cappataggle, New Inn, Woodlawn, Castleblakeney, Clontuskert, Eyrecourt and the surrounding townlands, along with the near side of Roscommon and Offaly.
Appointing us
Phone or send us the details of the damage and we will tell you honestly whether the claim warrants an assessor. The first consultation is free. Our fee is agreed in writing before we start.
Common questions
My insurer says the water was flood, not storm. Does it matter?
It can matter a great deal, because the cover, the excess and sometimes the limit differ between the two. How the water entered the building is a question of fact and evidence, and it is worth establishing properly rather than accepting a label.
Can you handle a claim on farm buildings and livestock together?
Yes. Agricultural claims usually run across buildings, contents, machinery, stock and consequential loss, and they are best prepared as one properly evidenced schedule rather than piecemeal.
Do you cover Roscommon and Offaly?
Yes. We act nationwide, and east Galway work regularly takes us across both county boundaries.
Talk to us before you agree a figure
The first consultation is free and there is no obligation. We will tell you honestly whether your claim needs an assessor.
Call 085 268 7871